- What type of properties does Trust Financial provide loans for?

Trust Financial offers loans on numerous types of properties. We specialize in financing for Traditional Farms, Working Ranches, Recreational Ranch Properties, Timber Properties, Permanent Plantings, Acreage Homesites in Texas, and Agribusinesses (such as Food Processing Plants, Dairies, Cattle Feedlots, Cold Storage Warehouses, Plant Nurseries, Hog Farms, Poultry Facilities, and Aquaculture). Please visit our loan types page and our previous transactions page for more details.

- What types of loan terms and amortizations are available?

We offer flexible financing options, catered to the specific needs of the Borrower.   We offer combinations of maturities ranging from 10-30 years with amortizations from 10-30 years, fixed rate mortgages, adjustable rate mortgages, and revolving lines of credit secured by real estate.  Please visit our loan types page for more details.  Click here to inquire online and a representative will contact you within 1-2 business days.  We will help you select a loan product to fit your needs!

- What are your interest rates and fees?

Interest rates vary based on the type of loan product & market conditions. All fees are standard/competitive within the industry & available upon request. Our experienced team of analysts and loan officers are eager to assist you in finding a loan that meets your particular needs; we strive to make the lending process as transparent and beneficial as possible. Many different types of loans are available, and we are commited to finding the best terms and rates for each of our clients.

- How long does the process take?

There is no such thing as a “cookie cutter” land loan.  Unlike home mortgages, rural real estate financing can often take months to procure.  However, we draw upon our years of experience to anticipate and mitigate potential hang-ups, and ensure that your loan request moves quickly.  Approval decisions typically occur within a couple of weeks upon reciept of your required financial information.  Most appraisals require 45 days.  As a small company, we pride ourselves on personally completing your loan request quicker than the competition.

- What information does Trust Financial require from me?

Most of our loan programs require a current balance sheet (see example), tax returns or CPA-audited income statements, and a signed initial loan application from Trust Financial. Other documents may be required depending on the size and nature of the loan, but we also offer smaller loan programs requiring less documentation if you qualify. Please feel free to complete our brief online inquiry form, and a representative will contact you within 1-2 business days.

- What is the best way to contact Trust Financial?

Please fill out our brief online inquiry form so that we can obtain a better understanding of the property to be financed or refinanced.

- Does Trust Financial provide financing if an Applicant is a business entity?

Yes, Trust Financial provides financing for many LLCs, LLPs, and other corporations. We simply require that the entity members must personally guarantee the loan and provide recent financial information.

- Does Trust Financial finance properties across the United States and internationally?

Yes, Trust Financial can handle your farm and ranch financing needs anywhere in the U.S. We have financed properties across the United States, from Hawaii to South Carolina.  Trust Financial will entertain international financing opportunities if the Applicant (at least one guarantor if Applicant is a business entity) is a U.S. citizen.

Currently, we are also able to obtain financing for acreage homesites.

- Does Trust Financial have any stock purchase requirements with its loan programs?

No, we do not have any stock purchase requirements with any of our loan programs. In addition, Trust Financial will not attempt to cross-sell its clients any unnecessary products.

- Once I submit a loan inquiry to Trust Financial, how long does it usually take to receive a response?

If you qualify, you will recieve a response within 48 hours after you fill out the online inquiry form.  If the inquiry is received on a weekend or holiday, we will have a response for you within 2 business days.

- I have a question that is not located on your FAQ page. Who should I contact?

Please feel free to send any questions to , or call our toll-free number at 1-866-223-5845. We will respond to your question as quickly as possible.